That was not my experience here. All the local shops near me were a rip. So I looked at 2 of the big national reputable wholesalers and it was the same. The premiums were a joke. It was all " out of stock".
I sold all mine over a period of time at a friends auction house. Had a couple young buyers trying to fill coin books and get silver rounds. I about broke even and quit messing with silver. I did get scared once when I bought a big batch of silverware and shipped it to the refiner. Went missing for a day. Dang USPS delivered it to the wrong address. Luckily it wasn't stolen.
The "big guys" like Apmex, JM Bullion, and others are way overpriced if you buy from them online. I don't know about their buy prices because I never sell to them either, but I would guess they're giving people a hosing on both ends. Whether it's small coin shops or flea marketeers, they are basically acting as a "middle man" and to Hell with that. When I buy silver and/or gold I buy from two different people I've dealt with for the last 20 years or so, who specialize in precious metals and NEVER anyone else.
Depends on how much you have. If I got 2 oz and can get 90% cash spot , that is good. You have to have the mentality like they need to make a few bucks too.
Haven't checked my buyer in a bit. But they were paying 97%. But they have to sell it the same day usually so they don't lose their back side. I'm not sure they'd risk it right now? If I had more I'd cash some in and see. But I wore out a vehicle driving everywhere and need some back up when I have to buy a new vehicle. Not time to buy a vehicle right now either. They jack the price up around tax time.
I figure they would run their best deals trying to get that tax refund money instead of the competition.
Absolutely agree that PM dealers, like anyone else need to make a profit to stay in business. These dealers have a mountain of regulations to deal with from the "government" and they don't always just rush off with what they bought to a refinery.
Was doing some repairs on my suv. Got 267,000 miles on it. Went and did some tire kicking. Almost fell out when I saw the pricingI figure they would run their best deals trying to get that tax refund money instead of the competition.
. Salesman told me it wasn't a good time to look. Replaced a whole lot of parts for less than a car payment myself.
Just put a new block in it , you know how young man , just buy a liftWas doing some repairs on my suv. Got 267,000 miles on it. Went and did some tire kicking. Almost fell out when I saw the pricing
After the dilemma I just went through , you don't want to buy a new vehicle now 
You crashed your new ride ? Factory defects ? Let's hear it....Just put a new block in it , you know how young man , just buy a lift
Man, you got your moneys worth out of that suv! Not sure about that salesman. A lot of youtube car buying experts are saying now is a good time to buy, especially from Dodge or Jeep. They are in trouble with too many unsold vehicles. I just got my Mustang 3/20. Stickered for $43,575. Got it for $37,999 without haggling. That's $5,575 off the sticker without requiring using their financing (I paid cash).Got 267,000 miles on it. Went and did some tire kicking. Almost fell out when I saw the pricing
We have a 2014 Equinox, just hit 200k mileage. Other than keeping an eye on the oil, it’s still chugging along with a couple minor regular maintenance issues from time to time. My wife’s Ford Escape otoh, just had a brand new engine installed at 72K, started with a fuel pump problem and over one month in two different shops, $9k later (thank goodness we bought the extra warranty).
Look out for the 3.6liter v6 in chrysler and jeep products! It's a lemon. Rocker arm/cam trouble, blown headgaskets. I just replaced one with a cracked valve also!
I had a '66 Jeep Gladiator small window that made it a half a million miles. My friends New Jeep gladiator has mechanics quitting.
